Up Banking API

Setup

Requires UP_API_TOKEN environment variable. Get your token at api.up.com.au by scanning the QR code with your Up app.

Verify setup: python3 scripts/up_api.py ping

CLI Usage

All commands support --json flag for raw output.

Accounts

# List all accounts
python3 scripts/up_api.py accounts

# Filter by type
python3 scripts/up_api.py accounts --type saver

# Get specific account
python3 scripts/up_api.py account <account_id>

Transactions

# Recent transactions (default 30)
python3 scripts/up_api.py transactions

# Filter by date range (RFC-3339 format required)
python3 scripts/up_api.py transactions --since 2024-01-01T00:00:00Z --until 2024-02-01T00:00:00Z

# Filter by category or tag
python3 scripts/up_api.py transactions --category groceries
python3 scripts/up_api.py transactions --tag "holiday"

# All transactions (paginated)
python3 scripts/up_api.py transactions --all --since 2024-01-01T00:00:00Z

Categories and Tags

# List categories
python3 scripts/up_api.py categories

# List subcategories
python3 scripts/up_api.py categories --parent good-life

# Categorize a transaction
python3 scripts/up_api.py categorize <tx_id> <category_id>

# List tags
python3 scripts/up_api.py tags

# Add/remove tags
python3 scripts/up_api.py tag <tx_id> "trip" "business"
python3 scripts/up_api.py untag <tx_id> "trip"

Webhooks

python3 scripts/up_api.py webhooks
python3 scripts/up_api.py webhook-create https://example.com/hook "My webhook"
python3 scripts/up_api.py webhook-ping <webhook_id>
python3 scripts/up_api.py webhook-logs <webhook_id>
python3 scripts/up_api.py webhook-delete <webhook_id>

Spending Analysis

For spending summaries, fetch transactions with --json --all and process the output:

# Get all transactions for a month as JSON
python3 scripts/up_api.py transactions --json --all --since 2024-01-01T00:00:00Z --until 2024-02-01T00:00:00Z

Parse the JSON to aggregate by category, calculate totals, or identify patterns.

Reference

For endpoint details, filters, and response schemas, see api-reference.md.